Beta Cell Function and Insulin Resistance

HOMA, QUICKI, C-peptide and TyG from a fasting sample, on the curve that relates sensitivity to secretion · v1

  • Enter the fasting glucose and the fasting insulin from the same 8 to 12 hour fasting sample, in the units the report prints; a fasting C-peptide and a fasting triglyceride are optional and add two more indices.
  • Say what the patient is on. A sulfonylurea inflates both indices, and exogenous insulin makes the insulin assay unreadable, so on insulin the tool asks for the C-peptide instead.
  • You get HOMA-IR, HOMA-%B, QUICKI and, where the inputs allow, the C-peptide and triglyceride-glucose indices, each with its formula, its reference point and the population its cut-off came from.
  • The figure plots this patient on the curve that relates insulin sensitivity to beta cell output, so that compensated resistance and a beta cell that is falling short look different at a glance.
  • Read it as physiology, not as a diagnosis. No guideline sets a clinical threshold for any of these indices, and the tool says so wherever it prints one.

  • Children and adolescents under 18. Their insulin resistance rises through puberty and the adult reference point does not apply.
  • Pregnancy. Insulin resistance rises physiologically from the second trimester and none of the reference figures here were derived in pregnant women.
  • A non-fasting sample. Every index here is a fasting index; a random insulin or glucose gives a number that means nothing.
  • The HOMA2 computer model, and any dynamic test. HOMA2 has no closed formula and is not reproduced; the oral glucose tolerance, mixed meal, glucagon and clamp measures are not built in.
  • A diagnosis of diabetes, its type, or a treatment choice. The diabetes diagnosis and classification tools do the first two; the outpatient pathway does the third.

1. The Patient

Adults only. Below 18 the tool declares itself out of scope and stops.
Optional. It sets the Indian waist cut-off, 90 cm for men and 80 cm for women, and nothing else.
Ticked, the tool stops: insulin resistance rises physiologically in pregnancy and no reference figure here was derived in pregnant women.
All three are optional and none enters a formula. They set the body habitus flags: the Asian BMI cut-offs of 23 and 25, the Indian waist cut-offs, and the thin-fat phenotype.

2. Glycaemic Status and Treatment

This field decides which C-peptide HOMA form is used and how the beta cell reading is worded. It asks nothing that the sample can answer for itself.
A secretagogue raises the fasting insulin the assay measures, so both HOMA indices read high on it. Exogenous insulin is measured by the insulin assay along with the patient's own, so on insulin the insulin field is withdrawn and the C-peptide is asked for instead.
Steroids raise both glucose and insulin; an acute illness suppresses the beta cell for about two weeks; the kidney clears about half of the C-peptide, so renal impairment reads it high. None stops the calculation; each is printed beside the result.

3. The Fasting Sample

The homeostasis model describes the steady state before breakfast. A sample taken at any other time gives a number the model does not describe, and the tool refuses it.
Indian reports print mg/dL. 1 mmol/L is 18 mg/dL.
Indian reports print µIU/mL. The tool converts pmol/L at 6.0 pmol/L per µIU/mL and says so in the result; assays differ on this factor, which is one of the reasons insulin indices do not travel between laboratories.
Indian laboratories report ng/mL or nmol/L. 1 ng/mL is 331 pmol/L; 1 nmol/L is 1000 pmol/L. The C-peptide measures the patient's own secretion whatever insulin has been injected, and the kidney clears it, so it reads high when the eGFR is low.
With it the tool adds the triglyceride-glucose index, a surrogate for insulin resistance that needs no insulin assay. 1 mmol/L is 88.6 mg/dL.

1. Two Numbers, One Feedback Loop

Fasting glucose and fasting insulin are set together. A resistant liver and muscle need more insulin to hold the same glucose; a beta cell that can supply it keeps the glucose normal at the cost of hyperinsulinaemia, and one that cannot lets the glucose rise. The homeostasis model of Matthews and colleagues, 1985, reads the pair against a computer model of that loop and reports two things.

IndexFormulaReference pointAgainst the clamp
HOMA-IRinsulin (µIU/mL) × glucose (mg/dL) / 4051.0 in a normal young adultrs 0.88 with the euglycaemic clamp; coefficient of variation 31 per cent
HOMA-%B360 × insulin (µIU/mL) / (glucose (mg/dL) − 63)100 per cent in a normal young adultrs 0.61 with the hyperglycaemic clamp; coefficient of variation 32 per cent
QUICKI1 / [log insulin (µIU/mL) + log glucose (mg/dL)]0.38 at the HOMA reference point; lower is more resistantr 0.78 (Katz 2000)
TyGln [triglyceride (mg/dL) × glucose (mg/dL)] / 24.65 separated insulin resistance in 748 Mexican adults, 2008 form; later papers halve inside the logarithm and read near 9Validated against HOMA-IR, not the clamp

The reference point is a fasting glucose of 81 mg/dL with an insulin of 5 µIU/mL, which the two formulae turn into exactly 1.0 and 100 per cent. Both indices are approximations of the model, and Wallace, Levy and Matthews wrote in 2004 that HOMA is reported twenty times more often for resistance than for beta cell function, and that reading beta cell function in isolation is a misuse.

2. What the Hyperbola Shows, and What It Cannot

Kahn and colleagues, 1993, measured insulin sensitivity and first-phase insulin response in 93 healthy people, lean to obese, and found the two related as a hyperbola: sensitivity multiplied by secretion is constant. The product is the disposition index, and a person whose beta cell keeps pace with falling sensitivity slides along the curve; one whose beta cell does not falls beneath it.

  • The figure in this tool redraws that shape with HOMA-derived axes, sensitivity as 100 divided by HOMA-IR and function as HOMA-%B, and the reference curve through the normal young adult's point. Kahn used the minimal model and an intravenous glucose load, not HOMA; the transposition is this tool's.
  • The distance from the curve is the fasting glucose in disguise. Divide the %B formula by the IR formula and the insulin cancels: %B / IR = 145,800 / [glucose × (glucose − 63)] in mg/dL. It is 100 at 81, 60 at 90 and 18 at 126 mg/dL. So a point below the curve says only that the glucose is above 81; it is not a second finding.
  • What the point does add is where along the curve the patient sits: the high-insulin end, where the beta cell is working hard against resistance, or the low-insulin end, where a raised glucose with little insulin behind it is deficiency rather than resistance.

3. There Is No Agreed Cut-Off, and Here Is the Evidence

The 2010 insulin standardisation statement of Staten and colleagues says it plainly: there are no criteria by which an individual can be classified as insulin sensitive or resistant, or as having mild, moderate or severe impairment of secretion. Population studies draw their own line, usually at a centile.

PopulationHOMA-IR thresholdHow it was chosen
Thailand, normal weight and glucose1.5590th centile
Oman, Nizwa1.62Clustering
Japan, healthy adults1.790th centile
Spain, non-diabetic men and women aged 501.85 and 2.07Metabolic syndrome, Youden index
Sweden, population sample2.075th centile
India, urban adolescents 10 to 17, n 6912.5Metabolic syndrome, sensitivity above 70 and specificity above 60 per cent
USA, normal BMI and glucose2.7366th centile
Brazil, Italy2.7790th and 80th centiles
Spain, 90th centile3.46Centile of the same sample that gave 2.05 by risk
France3.875th centile

A value of 2.5 is the figure most often quoted for adults, and it is also the Indian adolescent figure from Delhi, which is why the tool names it. Nobody has published an Indian adult threshold derived by the same method. In young lean normoglycaemic South Indian men studied against the clamp at Vellore, HOMA-IR and QUICKI discriminated poorly, with a receiver operating characteristic area of about 0.3 for QUICKI, which is the strongest reason to treat any single threshold with caution in this population.

4. Reasons the Indices Lie

  • Exogenous insulin. The insulin assay measures what was injected along with what was secreted. HOMA-IR and HOMA-%B are meaningless on insulin; the C-peptide is the measure of the patient's own secretion.
  • A sulfonylurea or a meglitinide drives the fasting insulin up. Both indices read high, and a high %B on glibenclamide is the drug, not the gland.
  • Glucocorticoids raise glucose and insulin together; an acute illness or a hyperglycaemic emergency suppresses the beta cell, and the ADA and EASD ask that a C-peptide not be read within two weeks of one.
  • A non-fasting sample, or a fast shorter than 8 hours, is outside the model.
  • Hypoglycaemia on the sample. Below 72 mg/dL a low insulin or C-peptide is the appropriate response, not deficiency; the %B formula itself is undefined at 63 mg/dL and below.
  • Renal impairment raises the C-peptide, because the kidney clears about half of it, and dialysis clears it to a variable extent.
  • The assay. Insulin assays are not standardised and the same sample gives different numbers on different platforms; C-peptide assays disagree most at high values. A figure from one laboratory should not be read against a threshold derived on another.

5. The C-Peptide in Practice

Jones and Hattersley, 2013, reviewed the evidence and set thresholds for insulin-treated diabetes. They are approximate, and values close to them "should be treated with great caution".

Fasting C-peptideng/mLMeaning in insulin-treated diabetes
below 0.08 nmol/Lbelow 0.24Absolute insulin deficiency and absolute insulin requirement
below 0.25 nmol/Lbelow 0.76Type 1 likely; glycaemic control on non-insulin therapy unlikely
above 0.08 nmol/L, 3 to 5 years after diagnosisabove 0.24In presumed type 1, suggests type 2 or monogenic diabetes
above 0.4 nmol/L at diagnosis, young onsetabove 1.2Consider monogenic or type 2 diabetes
  • Its clinical job is classification, above all in the insulin-treated patient 3 to 5 years from diagnosis where a preserved C-peptide argues against type 1. Its value as a measure of resistance is limited, and the same review says a C-peptide HOMA is not advised in practice and is not valid on insulin.
  • A regression the other way exists. Li and colleagues, 2004, fitted C-peptide-substituted HOMA formulae in 21 normal subjects and proposed them for patients on exogenous insulin. This tool prints that approximation when a C-peptide is entered, labelled as research, and prints the Exeter caution beside it. The two positions are not reconciled here.
  • Non-fasting is often better. A random C-peptide with a glucose above 144 mg/dL (8 mmol/L) classified diabetes better than a fasting or glucagon-stimulated sample in the largest study; EDTA whole blood is stable for 24 hours at room temperature, serum gel for 6.

6. The Indian Phenotype

  • Thin-fat. Rural Pune newborns were small in every measurement except the subscapular skinfold, which was relatively preserved (Yajnik 2003). At six years, Indian children had a lower BMI than white British children but more body fat and a higher HOMA-IR, by about 0.25 units, after adjusting for that fat (Lakshmi 2012).
  • The cut-offs move with it. The 2009 Indian consensus sets overweight at a BMI of 23 and obesity at 25, and abdominal obesity at a waist above 90 cm in men and 80 cm in women. This tool raises a thin-fat flag when the BMI is below 23 and either the waist is above the cut-off or HOMA-IR is 2.5 or above; that pairing is the tool's, not a published criterion.
  • The decline is the disease. In UKPDS the fasting glucose rose on every therapy over six years and the rise tracked a progressive loss of beta cell function. A %B that looks acceptable today is a snapshot of a moving picture.

7. What to Do With the Result

  • Insulin resistance, glucose normal: the beta cell is compensating. Weight, waist, activity and the lipid profile are the levers, and the atherogenic profiler and the cardiovascular risk tool take the same patient further. Nothing in this tool changes a drug on its own.
  • Raised glucose with low insulin and C-peptide: think deficiency before resistance. In an adult who is not obese, that is the moment for a GAD65 antibody and a classification, not a third oral agent.
  • Raised glucose with high insulin: the beta cell is working hard and losing. The outpatient pathway chooses the agent; the HbA1c target tool sets what it is aiming at.
  • Repeat rather than trust a single value near a threshold. The coefficient of variation of both HOMA indices is about a third.
Abbreviations ADA (American Diabetes Association) · ATP III (Adult Treatment Panel III) · BMI (Body Mass Index) · DPP-4 (Dipeptidyl Peptidase-4) · EASD (European Association for the Study of Diabetes) · EDTA (Ethylenediaminetetraacetic Acid) · eGFR (Estimated Glomerular Filtration Rate) · GAD65 (Glutamic Acid Decarboxylase 65) · GLP-1 (Glucagon-Like Peptide-1) · HbA1c (Glycated Haemoglobin) · HOMA (Homeostasis Model Assessment) · HOMA-%B (Homeostasis Model Assessment of Beta Cell Function) · HOMA-IR (Homeostasis Model Assessment of Insulin Resistance) · IDF (International Diabetes Federation) · MODY (Maturity-Onset Diabetes of the Young) · NHANES (National Health and Nutrition Examination Survey) · QUICKI (Quantitative Insulin Sensitivity Check Index) · SGLT2 (Sodium-Glucose Cotransporter-2) · TyG (Triglyceride-Glucose Index) · UKPDS (United Kingdom Prospective Diabetes Study)
References
  1. Matthews DR, Hosker JP, Rudenski AS, Naylor BA, Treacher DF, Turner RC. Homeostasis model assessment: insulin resistance and beta-cell function from fasting plasma glucose and insulin concentrations in man. Diabetologia. 1985;28(7):412-419.
  2. Wallace TM, Levy JC, Matthews DR. Use and abuse of HOMA modeling. Diabetes Care. 2004;27(6):1487-1495.
  3. Katz A, Nambi SS, Mather K, et al. Quantitative insulin sensitivity check index: a simple, accurate method for assessing insulin sensitivity in humans. J Clin Endocrinol Metab. 2000;85(7):2402-2410.
  4. Kahn SE, Prigeon RL, McCulloch DK, et al. Quantification of the relationship between insulin sensitivity and beta-cell function in human subjects. Evidence for a hyperbolic function. Diabetes. 1993;42(11):1663-1672.
  5. Staten MA, Stern MP, Miller WG, Steffes MW, Campbell SE; Insulin Standardization Workgroup. Insulin assay standardization: leading to measures of insulin sensitivity and secretion for practical clinical care. Diabetes Care. 2010;33(1):205-206.
  6. Gayoso-Diz P, Otero-González A, Rodriguez-Alvarez MX, et al. Insulin resistance (HOMA-IR) cut-off values and the metabolic syndrome in a general adult population: effect of gender and age: EPIRCE cross-sectional study. BMC Endocr Disord. 2013;13:47.
  7. Jones AG, Hattersley AT. The clinical utility of C-peptide measurement in the care of patients with diabetes. Diabet Med. 2013;30(7):803-817.
  8. Li X, Zhou ZG, Qi HY, Chen XY, Huang G. Replacement of insulin by fasting C-peptide in modified homeostasis model assessment to evaluate insulin resistance and islet beta cell function. Zhong Nan Da Xue Xue Bao Yi Xue Ban. 2004;29(4):419-423. Chinese.
  9. Singh Y, Garg MK, Tandon N, Marwaha RK. A study of insulin resistance by HOMA-IR and its cut-off value to identify metabolic syndrome in urban Indian adolescents. J Clin Res Pediatr Endocrinol. 2013;5(4):245-251.
  10. Sreekumar S, Eagappan S, Raghavan KS, Sridhar S. Single point insulin sensitivity estimator as a marker of metabolic syndrome in a South Indian cohort. Indian J Med Res. 2026;163(5):593-597.
  11. Jebasingh FK, Anoop S, Dasgupta R, et al. Understanding the predictive accuracy of the InsuTAG index over other surrogate indices in normoglycaemic, non-obese males from Southern India. Sci Rep. 2023;13(1):19497.
  12. Simental-Mendía LE, Rodríguez-Morán M, Guerrero-Romero F. The product of fasting glucose and triglycerides as surrogate for identifying insulin resistance in apparently healthy subjects. Metab Syndr Relat Disord. 2008;6(4):299-304.
  13. Misra A, Chowbey P, Makkar BM, et al. Consensus statement for diagnosis of obesity, abdominal obesity and the metabolic syndrome for Asian Indians and recommendations for physical activity, medical and surgical management. J Assoc Physicians India. 2009;57:163-170.
  14. Yajnik CS, Fall CH, Coyaji KJ, et al. Neonatal anthropometry: the thin-fat Indian baby. The Pune Maternal Nutrition Study. Int J Obes Relat Metab Disord. 2003;27(2):173-180.
  15. Lakshmi S, Metcalf B, Joglekar C, Yajnik CS, Fall CH, Wilkin TJ. Differences in body composition and metabolic status between white U.K. and Asian Indian children (EarlyBird 24 and the Pune Maternal Nutrition Study). Pediatr Obes. 2012;7(5):347-354.
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How to Cite This Tool

AMA Style:Umakanth S. Beta Cell Function and Insulin Resistance. Version 1. MEDiscuss Clinical Decision Support System. Published 2026. Accessed . https://mediscuss.org/cdss/beta-cell-function

Vancouver Style:Umakanth S. Beta Cell Function and Insulin Resistance [Internet]. Version 1. MEDiscuss.org; 2026 [cited ]. Available from: https://mediscuss.org/cdss/beta-cell-function

Category Risk Scores & Diagnostic PathwaysCalculator
Specialties Internal Medicine, Endocrinology, Family Medicine, Biochemistry

Written and maintained by

Dr Shashikiran Umakanth

Last revised 23 September 2026

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